Effective Date: June 27, 2024
Thank you for considering the services of our financial coaching practice at Zillennial Wealth. You need to understand the following disclosure statement regarding our role as financial coaches and the limits of our liability:
**1. Nature of Services**
We provide financial coaching services aimed at education, guidance, and motivation to help you achieve your financial goals. Our services include but are not limited to budgeting, debt management, savings strategies, and general financial education.
**2. Non-Fiduciary Role**
We act strictly in a non-fiduciary capacity. This means our services are educational and for informational purposes only. We do not provide investment advice, legal advice, tax advice, or any form of financial planning. We do not manage assets or offer financial products for sale.
**3. No Guarantee of Results**
While we strive to provide accurate and helpful information, we cannot guarantee any specific financial outcomes. Your financial success depends on various factors, including your financial habits, external economic conditions, and market fluctuations.
**4. Client Responsibility**
You acknowledge and agree that you are solely responsible for your financial decisions and actions. It is your responsibility to evaluate the information provided and seek additional professional advice as needed, such as from a qualified financial planner, accountant, or attorney.
**5. Limitation of Liability**
To the fullest extent permitted by law, Zillennial Wealth, its employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use our coaching services, even if advised of the possibility of such damages.
**6. Confidentiality**
We take your privacy seriously. Any information you share with us during coaching sessions or through our communication channels will be kept confidential, except as required by law.
**7. Modifications**
We reserve the right to modify or update this disclosure statement at any time without prior notice. The most current version will be posted on our website.
**8. Acknowledgment and Consent**
By engaging our financial coaching services, you acknowledge that you have read, understood, and agreed to the terms of this No Liability Financial Coach Disclosure Statement.
This disclosure statement outlines our commitment to providing educational financial coaching while clarifying the limitations of our role and liability.